Hunting liability insurance is a special form of liability insurance designed specifically for hunters. In many countries, including Germany, this type of insurance is required by law for anyone who holds a hunting license. The main purpose of hunting liability insurance is to protect the insured person against claims for damages from third parties that could arise as a result of hunting. This can include personal injury, property damage or financial loss.

Important features of hunting liability insurance:

Scope of cover: most hunting liability insurance policies offer protection against a variety of risks that can occur while hunting. These include accidents that result in injury to other people and damage to third-party property.

Sums insured: The sums insured vary depending on the provider and tariff. It is important to choose an insurance policy with an appropriate sum insured in order to be adequately protected in the event of a claim.

Additional benefits: Some policies offer additional benefits such as legal protection in the event of a legal dispute or cover for hunting dogs.

Scope: Many hunting liability insurance policies offer worldwide cover, but it is important to check this before taking out the policy, especially if you plan to hunt abroad.

Examples of hunting liability insurance providers:

Gothaer InsuranceGothaer offers hunting liability insurance with high sums insured and worldwide protection. The insurance cover also includes the co-insurance of hunting dogs.

VHV InsuranceVHV offers special hunting liability insurance that also covers damage caused by the use of hunting weapons. VHV also covers family members and hunting guests.

Allianz InsuranceAllianz offers comprehensive hunting liability insurance with various tariff options. This insurance also covers damage caused by the use of hunting weapons.

AXA Insuranceg: AXA offers hunting liability insurance with flexible sums insured and the option of integrating additional benefits such as legal protection.

What should be considered when taking out insurance?

• Individual needs: It is important to choose an insurance policy that meets your individual needs and the type of hunting you do.
• Value for money: Compare offers from different insurers to find the best value for money.
• Customer reviews and experiences: Find out about customer reviews and experiences with the insurer in question.

Conclusion

Hunting liability insurance is essential for hunters and protects hunters when hunting - often also in the area of hunting dogs. It not only protects the policyholder against the financial consequences of any damage that may occur while hunting, but also contributes to the protection of the general public. Given the potential risks associated with hunting - such as accidents or damage to third parties - it is responsible and legally required to take out such insurance. It also promotes safe and sustainable hunting behavior. Ultimately, hunting liability insurance therefore not only serves to protect the individual, but also the well-being of society and nature.